Privacy Policy

1. Introduction

Babilco ("we", "us", "our") operates the Solar Wealth platform, a global service that allows users to purchase, own, and earn income from solar panels deployed in shared power plants. This Privacy Policy describes how we handle personal, account, and wallet information when you access or use our website, application, and related services (collectively, the "Platform").

Because the Platform is available worldwide, we are committed to processing your data in line with recognized international standards, including the General Data Protection Regulation (GDPR) and the California Consumer Privacy Act (CCPA), where applicable.

By using the Platform, you acknowledge that you have read and understood this Privacy Policy.

2. Information We Collect

We collect only the information necessary to operate the Platform safely, transparently, and in compliance with applicable regulations. The categories of data we may collect include:

We do not collect or store private keys, seed phrases, or any secret credentials for your crypto wallet. We only ever interact with the public address you provide.

3. How We Use Your Data

Your information is used strictly for legitimate operational and legal purposes, including:

• Creating and securing your account, and verifying your identity where required.
• Processing panel purchases, daily income accruals, withdrawals, and resale requests.
• Sending service-related notifications such as payout confirmations and account updates.
• Detecting, preventing, and investigating fraud, abuse, or security incidents.
• Complying with legal, tax, and regulatory obligations in applicable jurisdictions.
• Improving the Platform's features, usability, and performance based on aggregated analytics.
• Responding to your support requests and communicating important policy updates.

We do not use your data for automated decision-making that produces legal or similarly significant effects on you without human review.

4. Wallet & Blockchain Data

Solar Wealth operates on public blockchain networks (such as USDT on supported chains). This has two important implications:

• Public by design: Transactions sent to or from your wallet address are permanently recorded on the blockchain and are visible to anyone. We cannot remove, alter, or hide this information.
• No private key access: We never ask for, store, or have access to your private keys or seed phrase. Only you control your wallet.

We store the wallet address you register solely to send payouts and to associate panel ownership with your account.

5. Legal Basis for Processing

Where required by law (for example, under the GDPR), we rely on the following legal bases to process your personal data:

• Contractual necessity — to provide the Platform's services you have requested.
• Legitimate interests — to secure the Platform, prevent fraud, and improve our services.
• Legal obligation — to comply with applicable laws and regulations.
• Consent — where you have explicitly agreed, such as for optional marketing communications.

You may withdraw consent at any time, without affecting the lawfulness of processing carried out before withdrawal.

6. Data Sharing

We do not sell your personal data. We may share limited information only in the following situations:

• Service providers: Trusted third parties that help us operate the Platform (hosting, analytics, email delivery, customer support tools), bound by confidentiality agreements.
• Legal requirements: When required by law, court order, or valid regulatory request.
• Business transfers: In the event of a merger, acquisition, or asset sale, your data may be transferred as part of the transaction, subject to this Policy.
• With your consent: When you explicitly authorize us to share specific information.

All third-party providers are carefully selected and contractually required to protect your data.

7. Cookies & Analytics

The Platform uses cookies and similar technologies to:

• Keep you signed in and maintain session security.
• Remember your language preference (via the built-in language switcher).
• Measure Platform performance and understand how users interact with features.

We use first-party cookies for essential functionality and, where enabled, third-party analytics tools to better understand aggregate usage patterns. You may control cookies through your browser settings, though disabling certain cookies may affect Platform functionality.

Our language switcher stores a preference cookie (googtrans) so that your selected language persists across sessions.

8. Data Security

We implement industry-standard technical and organizational measures to protect your data, including:

• Encryption of data in transit using HTTPS/TLS.
• Hashed storage of account passwords.
• Access controls and role-based permissions for internal staff.
• Monitoring and logging of sensitive Platform operations.
• Regular review of security practices and infrastructure.

However, no system is completely immune to risk. You are responsible for safeguarding your account credentials and your crypto wallet. If you suspect unauthorized access, contact us immediately through the Support page.

9. Data Retention

We retain personal data only as long as necessary for the purposes described in this Policy, or as required by law. In practice:

• Account data is retained while your account is active and for up to 5 years after closure, to comply with accounting and legal obligations.
• Transaction records are retained for the periods required by applicable financial and tax regulations.
• Support communications are retained for up to 3 years to ensure continuity of service.
• Technical logs are retained for a limited period for security and debugging purposes.

When data is no longer needed, we securely delete or anonymize it.

10. Your Rights

Depending on your jurisdiction, you may have the following rights regarding your personal data:

• Right of access — request a copy of the data we hold about you.
• Right to rectification — request correction of inaccurate or incomplete data.
• Right to erasure — request deletion of your data, subject to legal retention requirements.
• Right to restrict processing — request that we limit how we use your data.
• Right to data portability — receive your data in a structured, machine-readable format.
• Right to object — object to certain types of processing, such as direct marketing.
• Right to withdraw consent — at any time, without affecting prior lawful processing.
• Right to lodge a complaint — with your local data protection authority.

To exercise any of these rights, please contact us at privacy@babilco.com. We will respond within the timeframe required by applicable law.

11. International Transfers

Because Babilco serves users worldwide, your data may be transferred to, stored, and processed in jurisdictions other than your own. Where required, we implement appropriate safeguards — such as standard contractual clauses — to ensure your data receives an adequate level of protection.

12. Children's Privacy

The Solar Wealth platform is not intended for individuals under the age of 18 (or the legal age of majority in your jurisdiction). We do not knowingly collect personal data from minors. If you believe a minor has provided us with data, please contact us so we can take appropriate action.

13. Third-Party Links

The Platform may contain links to third-party websites or services. We are not responsible for the privacy practices of those third parties. We encourage you to review their privacy policies before providing any personal information.

14. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technology, or legal requirements. When we make material changes, we will notify you through the Platform or by email, and update the "Last updated" date at the top of this page. Continued use of the Platform after changes take effect constitutes acceptance of the revised Policy.

15. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or how your data is handled, please contact us:

• Privacy inquiries: privacy@babilco.com
• Support: Support page
• Legal matters: legal@babilco.com